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Betterment Refer-a-Friend — $150 / APY Boost

Betterment's current Refer-a-Friend offer can give both parties a $150 investing bonus, a three-month Cash Reserve APY boost, or both when requirements are met.

View current offer →Open official terms ↗

NEW USER REWARD$150 investing bonus when applicable qualifying-account requirements are met.

REFERRER REWARD$150 investing bonus when applicable qualifying-account requirements are met.

Requirements

Qualifying Betterment accountOpen and fund qualifying account(s) under current referral offer.

Eligibility

Open qualifying Betterment account(s) through referral and meet current funding/account requirements.

Important exclusions

APY is variable and account/product eligibility applies; current referral terms control.

Verification record

Last verified: Aug. 11, 2026
Next review: Aug. 18, 2026
Expiration: Not listed
Geography: United States; Betterment eligibility applies

Aug. 11, 2026 · verified
Checked against the official current program page.

Provider terms control. This page is an informational summary. The provider decides eligibility, payment, availability, and disqualification.