Cash, points, credits and other rewards

Cash

A cash bonus still has eligibility, timing and account requirements. Check whether it is deposited into an account or added to a rewards balance and whether a later withdrawal or closure affects it.

Points, discounts and service credits

Points depend on the program’s current redemption choices and limits. A discount or bill credit can be useful for a service you use, but it should not be counted as cash you can withdraw. Check expiration and transfer restrictions.

Stock and crypto

A stock or crypto reward can change in market value. Check whether the advertised amount is a guaranteed reward, a maximum, an estimated value or a chance-based outcome. Read any holding, claiming and sale restrictions.

APY boosts and deposit matches

A rate boost depends on the eligible balance and time it applies. A deposit match depends on eligible funding, caps, holding conditions and payment timing. Neither should be described as a flat signup payment without those conditions.

Keep the two sides separate

The new customer’s benefit can differ from the referrer’s reward. A public provider promotion may give the publisher no referral payment. Daily Bonus Signups labels the reward type and separates both sides when the program provides that information.

Last updated: October 30, 2026.